Student loan Student Loan from Ardshinbank
Ardshinbank
Student Loan
Relevant for 16.09.2026
Maximum amount
to 4 000 000֏
Without a guarantor
Yes
Available to non-residents of Armenia
No
A student loan cannot be issued in cash or transferred to your card. The bank will transfer the funds directly to the educational institution's account.
Amount | from 100 000 to 4 000 000֏ |
Term | up to 5 years |
Loan effective rate | 9.37% - 9.43% |
Rate | 9% |
Rate type | Fixed |
Is there a discount for salary clients | No |
Payment type | Annuity |
Special conditions | A loan can be obtained without a guarantor if the borrower has a source of income; in this case, the bank may provide the loan based on the borrower's income If the borrower has no income, guarantors will be required The loan is provided in a non-cash form The loan amount is credited to the bank account of the educational institution. |
Borrower category | Only for Students |
Borrower age | from 17 years on the date of receiving the loan up to 25 years on the loan repayment date |
Length of service at the last job | 3 months |
Documents for application | An identity card, Student ID / certificate or other document acceptable to the Bank confirming the student's status, a certificate of tuition fees for this semester issued by the educational institution (the certificate is valid for 21 days), the consent of the parent / legal representative if the Borrower is under 18, and Other documents at the request of a bank specialist |
Confirmation of work experience and income | A certificate of employment from the borrower |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
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