Student loan Student loan from the Bank's resources from Armeconombank
Armeconombank
Student loan from the Bank's resources
Relevant for 16.09.2026
Maximum amount
to 1 000 000֏
Without a guarantor
No
Available to non-residents of Armenia
No
A student loan cannot be issued in cash or transferred to your card. The bank will transfer the funds directly to the educational institution's account.
In order to get this loan, you need a guarantor. Usually, banks impose the same requirements on guarantors as on the borrower. | |
Amount | from 50 000 to 1 000 000֏ |
Term | up to 2 years |
Loan effective rate | 20.07% - 20.66% |
Rate | 15% - 17% |
Rate type | Fixed |
Is there a discount for salary clients | No |
Payment type | Annuity and Differentiated |
From which month early repayment is possible | 1 |
Special conditions | Loan arrangement is realized at any branch except for Silachi, Nairi MC, Russia-1 and Ararat branches The borrower or their guarantor must have a stable source of income The guarantor must be a parent, guardian, or relative of the borrower The loan is provided in a non-cash form The loan amount is credited to the bank account of the educational institution |
| Commissions | |
Credit issuing fees | Flat fee- 1% of loan amount |
In order to get this loan, you need a guarantor. Usually, banks impose the same requirements on guarantors as on the borrower. | |
Borrower category | Only for Students |
Borrower age | from 16 years on the date of receiving the loan up to 70 years on the loan repayment date |
Length of service at the last job | 3 months |
Documents for application | Identification document Social card Statement from the corresponding educational institution Document verifying the applicant's or the guarantor's(s) income Copy of student book, if any |
Confirmation of work experience and income | A certificate of employment from the guarantor |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
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