Student loan Student from IDBank
IDBank
Student
Relevant for 16.09.2026
Maximum amount
to 4 000 000֏
Without a guarantor
No
Available to non-residents of Armenia
No
A student loan cannot be issued in cash or transferred to your card. The bank will transfer the funds directly to the educational institution's account.
In order to get this loan, you need a guarantor. Usually, banks impose the same requirements on guarantors as on the borrower. | |
Amount | from 0 to 4 000 000֏ |
Term | up to 10 years |
Loan effective rate | 9.38% |
Rate | 9% |
Additional rate conditions | The government subsidizes 2% of the interest rate for all students and 3% for students with excellent academic performance |
Rate type | Fixed |
Is there a discount for salary clients | No |
Payment type | Annuity |
From which month early repayment is possible | 1 |
Special conditions | During the study period only the interest is paid, and the principal amount is repaid only after graduation One of the guarantors must be the borrower’s parent or guardian The loan is provided in a non-cash form The loan amount is credited to the bank account of the educational institution |
In order to get this loan, you need a guarantor. Usually, banks impose the same requirements on guarantors as on the borrower. | |
Borrower category | Only for Students |
Borrower age | from 18 years on the date of receiving the loan up to 70 years on the loan repayment date |
Length of service at the last job | 3 months |
Documents for application | Identification document Social card Certificate from the educational institution Proof of income from the borrower or guarantor |
Confirmation of work experience and income | Certificate of employment from the guarantor indicating income |
Data collected and verified by AFM.
Terms apply to the bank's head office and may differ at its branches.
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CB of Armenia License
№9
Head office
13 Vardanants St., Yerevan 0010, ArmeniaWebsite
idbank.amOn the map (78)
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