ArCa Credit from Acba Bank
ArCa Credit
Acba Bank
- ֏
Relevant for 16.09.2026
Issuing fee
Free of charge
Card class
ArCa Classic
Available for non-residents
Yes
Maintenance:
Free of charge
Grace period
No
Cashback
No
Standard ArCa credit card in drams with free maintenance and cash withdrawals | |
Payment system | Arca |
Available currencies | AMD |
Card class | ArCa Classic |
Issue format | Physical and digital |
Courier delivery | Not possible |
Special conditions | Annual interest rate: 18%-19.4% with collateral or 19.9%-21.5% without collateral. The maximum card limit is 30,000,000 AMD with income verification. In other cases, the maximum limit is 500,000 AMD |
| Commissions | |
Issuing fee | Free of charge |
Maintenance fee | Free of charge |
| Rates | |
Credit card rate | 18% - 21.5% |
Effective rate | 18% - 21.5% |
Credit limit | to 30 000 000֏ |
| Other | |
SMS notification fee | 15 AMD for 1 SMS |
Cash withdrawal | Free of charge |
This card does not yet have any special promotions or bonuses for use. |
Documents | Identity card, social card. To open a credit line, a document confirming the source of income is required. In some cases, a guarantor may be needed |
Requirements | A one-time fee of 15,000 AMD for card issuance |
Documents | Identity card, social card. To open a credit line, a document confirming the source of income is required. In some cases, a guarantor may be required |
Terms apply to the bank's head office and may differ at its branches.
Apply for a card