Loans in Armenia
If you're looking for a loan in Armenia with the lowest interest rate and minimal overpayment, find the best options on AFM. As of 17.12.2025, there are 0 offers available. Compare terms, loan amounts, and interest rates, choose the most advantageous option, and submit an online application.
Ardshinbank
Consumer loan without collateral
Effective rate
9.37% - 22.17%
Amount
to 8 000 000֏
Term
up to 10 years
Fast Bank
Unsecured Consumer Credit
Effective rate
13.81% - 23.1%
Amount
to 15 000 000֏
Term
up to 5 years
IDBank
Profi
Effective rate
14.95% - 18.39%
Amount
to 10 000 000֏
Term
up to 10 years
Mellat Bank
Привилегированный кредит
Effective rate
15.4% - 18.7%
Amount
to 5 000 000֏
Term
up to 4 years
Byblos Bank Armenia
Salary loan
Effective rate
15.42% - 15.91%
Amount
to 10 000 000֏
Term
up to 4 years
AMIO Bank
AMIO - Consumer loan/credit line without collateral
Effective rate
15.6% - 24%
Amount
to 10 000 000֏
Term
up to 5 years
Mellat Bank
Express Consumer Loan
Effective rate
16.5% - 21%
Amount
to 3 000 000֏
Term
up to 3 years
Converse Bank
Consumer loan provided through an automated decision-making system SNAP
Effective rate
16.7% - 24%
Amount
to 10 000 000֏
Term
up to 3 years
Ardshinbank
Loan Without Collateral
Effective rate
16.97% - 23.26%
Amount
to 12 000 000֏
Term
up to 10 years
VTB Bank (Armenia)
Loan Without Collateral
Effective rate
17.01% - 22.12%
Amount
Individually
Term
up to 5 years
ArmSwissBank
Consumer loan
Effective rate
17.13% - 23.9%
Amount
to 50 000 000֏
Term
up to 5 years
Ardshinbank
Consumer loan without collateral
Effective rate
17.8% - 19.32%
Amount
to 50 000 000֏
Term
up to 10 years
VTB Bank (Armenia)
Online Loan
Effective rate
18.51% - 23.9%
Amount
to 10 000 000֏
Term
up to 5 years
Evocabank
Action
Effective rate
19.58% - 23.79%
Amount
to 10 000 000֏
Term
up to 5 years
Artsakhbank
Unsecured Express loan
Effective rate
19.7% - 23.1%
Amount
to 1 200 000֏
Term
up to 3 years