Online consumer loan from Acba Bank
Acba Bank
Online consumer loan
Relevant for 16.09.2026
Maximum amount
to 10 000 000֏
Without a guarantor
Yes
Available to non-residents of Armenia
No
Amount | from 50 000 to 10 000 000֏ |
Term | up to 5 years |
Loan effective rate | 20.64% - 23.97% |
Rate | 18.9% - 21.6% |
Additional rate conditions | The special offer with a reduced rate is valid from March 13 to June 30 inclusive. |
Rate type | Fixed |
Is there a discount for salary clients | Yes |
Payment type | Annuity |
From which month early repayment is possible | 1 |
Special conditions | The loan is available only to citizens of Armenia who have been living in Armenia for at least one year. |
| Commissions | |
Credit entry fee | 3% |
Borrower category | Only for Residents of Armenia |
Borrower age | from 18 years on the date of receiving the loan up to 70 years on the loan repayment date |
Length of service at the last job | 3 months |
Documents for application | Identification document, social card, registration |
Confirmation of work experience and income | Employment contract or bank statement |
Terms apply to the bank's head office and may differ at its branches.