Consumer loan Consumer loan without collateral from Ardshinbank
Ardshinbank
Consumer loan without collateral
Relevant for 16.09.2026
Maximum amount
to 15 000 000֏
Without a guarantor
Yes
Available to non-residents of Armenia
No
Amount | from 300 000 to 15 000 000֏ |
Term | up to 10 years |
Loan effective rate | 8.3% - 21.95% |
Rate | 8% - 20% |
Rate type | Fixed |
Is there a discount for salary clients | No |
Payment type | Annuity |
From which month early repayment is possible | 1 |
Borrower category | Only for Salary Clients of the Bank |
Borrower age | from 21 years on the date of receiving the loan up to 65 years on the loan repayment date |
Length of service at the last job | 1 month |
Documents for application | Identification document, social card |
Confirmation of work experience and income | Employment contract or bank statement |
Terms apply to the bank's head office and may differ at its branches.