Loan Without Collateral from Ardshinbank
Ardshinbank
Loan Without Collateral
Relevant for 16.09.2026
Maximum amount
to 12 000 000֏
Without a guarantor
Yes
Available to non-residents of Armenia
No
Amount | from 200 000 to 12 000 000֏ |
Term | up to 10 years |
Loan effective rate | 16.97% - 23.26% |
Rate | 15.8% - 21.1% |
Rate type | Fixed |
Is there a discount for salary clients | No |
Payment type | Annuity |
From which month early repayment is possible | 1 |
Special conditions | Credit is available only with proof of income. |
Borrower category | Only for Residents of Armenia |
Borrower age | from 21 years on the date of receiving the loan up to 65 years on the loan repayment date |
Length of service at the last job | 3 months |
Documents for application | Identification document, social card |
Confirmation of work experience and income | Employment contract or bank statement |
Terms apply to the bank's head office and may differ at its branches.