Consumer loan Profi from IDBank
IDBank
Profi
Relevant for 16.09.2026
Maximum amount
to 10 000 000֏
Without a guarantor
Yes
Available to non-residents of Armenia
No
Amount | from 300 000 to 10 000 000֏ |
Term | up to 10 years |
Loan effective rate | 15.1% - 21.96% |
Rate | 14% - 20% |
Rate type | Fixed |
Is there a discount for salary clients | Yes |
Payment type | Annuity |
From which month early repayment is possible | 1 |
Special conditions | The loan is provided to current and new salary clients of the bank. You can optionally apply for either a loan or a credit line. Depending on the form, the terms and interest rates change |
| Commissions | |
Application review fee | No commission |
Cash withdrawal fee | 0,20% |
Credit entry fee | No commission |
Other fees | No commission |
Borrower category | Only for Residents of Armenia |
Borrower age | from 21 years on the date of receiving the loan up to 65 years on the loan repayment date |
Length of service at the last job | 3 months |
Documents for application | Identity card, social card, employment contract or other document confirming income |
Confirmation of work experience and income | Employment contract |
Terms apply to the bank's head office and may differ at its branches.