Gold Standard from IDBank
IDBank
Gold Standard
Relevant for 16.09.2026
Maximum amount
to 30 000 000֏
Loan term
up to 5 years
Receiving such a loan involves transferring gold items to the bank as collateral. They will be stored in the bank until the loan is repaid. | |
Amount | from 30 000 to 30 000 000֏ |
Term | up to 5 years |
Loan effective rate | 17.79% - 20.93% |
Rate | 16% - 19% |
Additional rate conditions | The rate may vary depending on the term and amount of the loan |
Rate type | Fixed |
Is there a discount for salary clients | No |
Payment type | Differentiated |
From which month early repayment is possible | 1 |
Special conditions | Loan with the "Discount" repayment option (Interest repayment at the time of receiving the loan, and repayment of the principal amount at the end of the term) |
Receiving such a loan involves transferring gold items to the bank as collateral. They will be stored in the bank until the loan is repaid. | |
Borrower category | Only for Residents of Armenia |
Borrower age | from 18 years on the date of receiving the loan up to 70 years on the loan repayment date |
Proof of income is required | No |
Available for non-residents | No |
Available for pensioners | Yes |
Receiving such a loan involves transferring gold items to the bank as collateral. They will be stored in the bank until the loan is repaid. | |
Documents for application | Identification document, social card |
Documents for pensioners | Identification document, social card, pension book |
Receiving such a loan involves transferring gold items to the bank as collateral. They will be stored in the bank until the loan is repaid. | |
Ratio of credit limit to collateral appraisal value: | to 100% |
Terms apply to the bank's head office and may differ at its branches.