U-Gold consumer loan from Unibank
Unibank
U-Gold consumer loan
Relevant for 16.09.2026
Maximum amount
to 7 000 000֏
Loan term
up to 5 years
Receiving such a loan involves transferring gold items to the bank as collateral. They will be stored in the bank until the loan is repaid. | |
Amount | from 50 000 to 7 000 000֏ |
Term | up to 5 years |
Loan effective rate | 16.88% - 18.67% |
Rate | 15% - 17% |
Additional rate conditions | The rate may vary depending on the term and amount of the loan |
Rate type | Fixed |
Is there a discount for salary clients | No |
Payment type | Annuity and Differentiated |
From which month early repayment is possible | 1 |
Special conditions | Interest rates, fees and repayment types may vary depending on the term and amount of the loan |
| Commissions | |
Other fees | Storage of gold items after loan repayment: 1 - 5 business days - free of charge, from the 6th business day for a full month - 5 000 AMD |
Receiving such a loan involves transferring gold items to the bank as collateral. They will be stored in the bank until the loan is repaid. | |
Borrower category | Only for Residents of Armenia |
Borrower age | from 20 years on the date of receiving the loan up to 65 years on the loan repayment date |
Proof of income is required | No |
Available for non-residents | No |
Available for pensioners | Yes |
Receiving such a loan involves transferring gold items to the bank as collateral. They will be stored in the bank until the loan is repaid. | |
Documents for application | Identification document, social card |
Documents for pensioners | Identification document, social card, pension book |
Receiving such a loan involves transferring gold items to the bank as collateral. They will be stored in the bank until the loan is repaid. | |
Ratio of credit limit to collateral appraisal value: | to 100% |
Terms apply to the bank's head office and may differ at its branches.