Loan secured by gold items from VTB Bank (Armenia)

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VTB Bank (Armenia)

Loan secured by gold items

Relevant for 16.09.2026

Maximum amount
to 5 000 000֏
Loan term
up to 5 years

Receiving such a loan involves transferring gold items to the bank as collateral. They will be stored in the bank until the loan is repaid.

Amount
from 30 000 to 5 000 000֏
Term
up to 5 years
Loan effective rate
15.3% - 24%
Rate
12.5% - 13.5%
Additional rate conditions
The rate may vary depending on the term and amount of the loan
Rate type
Fixed
Is there a discount for salary clients
Yes
Payment type
Annuity and Differentiated
From which month early repayment is possible
1
Special conditions
Interest rates, fees and repayment types may vary depending on the term and amount of the loan
Commissions
Other fees
For a loan term of up to 120 days (inclusive), the one-time fee for issuing a loan is 2.15% of the loan amount; for a loan term of 121 to 180 days (inclusive), the one-time fee for issuing a loan is 2.85% of the loan amount, but no more than 70,000 AMD. Mandatory monthly fee for servicing a loan account from 0 to 0.6% of the loan amount

Terms apply to the bank's head office and may differ at its branches.