Mortgage loan on the primary market under the "Affordable Housing for Young Families" program.
Purpose	new build
Collateral	Acquired real estate, and if necessary, also a second property
Down payment	from 7%
Loan term	10 - 15 years
Loan currency	֏
Loan amount	to 27 750 000֏
Payment type	Annuity and Differentiated
Validity period of the decision	2 banking days
Additional terms	Customers whose total monthly net income, including that of possible co-borrowers, exceeds 800,000 AMD, or whose spouses have other residential property in their ownership, cannot be financed, unless the area of the property is less than 18.0 square meters per person for the residents (registered in the apartment/house). The borrower (co-borrower) must not have any overdue obligations, all current credit obligations must be classified as standard, and the total number of overdue days for all loans in the last 12 months must not exceed 30 calendar days.

This loan can be taken under the following programs:

State Target Program "Affordable Housing for Young Families"

Documents required for application:

The identity document of the applicant,
Certificate of ownership of the acquired property
Identification documents of the co-owners of the acquired property, and their marriage certificate, in case of marriage,
A certificate from the passport department about the registered persons in the apartment, apartment building or mansion being purchased,
Certificate from the applicant's place of work on the average monthly income for the last 12 months,
Documents confirming ownership of the property offered as collateral.
The validity period of the documents at the time of submission should not exceed 15 days.
Additional documents and information may be required depending on various circumstances.

Affordable Housing for Young Families from Acba Bank

Acba Bank