A mortgage loan is intended for the purchase of an apartment, house, or other residential property funded by the National Mortgage Company.
Purpose	new build, secondary market, house, refinancing
Refinancing	Possible. You can use this loan to transfer your mortgage from another bank.
Collateral	Acquired real estate, and if necessary, also a second property
Down payment	from 30%
Loan term	10 - 15 years
Loan currency	֏
Loan amount	to 35 000 000֏
Payment type	Annuity and Differentiated
Validity period of the decision	2 banking days
Additional terms	The co-borrower can only be the applicant's spouse, the applicant's and their spouse's parents, sisters, and brothers. The co-borrower must be a resident citizen of Armenia.

This loan can be taken under the following programs:

Not a government program

Documents required for application:

The identity document of the applicant,
Certificate of ownership of the acquired property
Identification documents of the co-owners of the acquired property, and their marriage certificate, in case of marriage,
A certificate from the passport department about the registered persons in the apartment, apartment building or mansion being purchased,
Certificate from the applicant's place of work on the average monthly income for the last 12 months,
Documents confirming ownership of the property offered as collateral.
The validity period of the documents at the time of submission should not exceed 15 days.
Additional documents and information may be required depending on various circumstances.

Purchase under the National Mortgage Company program from Acba Bank

Acba Bank