Acquisition of real estate based on the analysis of undocumented income from Araratbank
Araratbank
Acquisition of real estate based on the analysis of undocumented income
Relevant for 30.09.2026
Effective rate
10.12% - 11.97%
Rate
-
Amount
to 250 000$
Down payment
from 0%
Term
5 - 15 years
Available for non-residents of Armenia
Yes
Mortgage loans for the acquisition of non-residential real estate through the analysis of undocumented income | |
Purpose | commercial property |
Collateral | The acquired property at the appraised market value. |
Down payment | from 0% |
Loan term | 5 - 15 years |
Loan currency | $ |
Loan amount | to 250 000$ |
Payment type | Annuity and Differentiated |
Validity period of the decision | 15 business days |
Additional terms | The co-borrower must be a family member of the borrower |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: Identification documents Marriage , divorce, death certificate Identification documents of family members and co-borrowers Certificate of the actual place of residence Certificate from the tax inspectorate on the availability of an individual account Other documents at the request of the bank's credit specialist |
Documents required after loan approval: Buyer Property appraisal report Other documents upon request by the bank's credit specialist Seller Certificate from the State Committee of Real Estate Cadastre on property encumbrances (Unified Certificate) Other documents upon request by the bank's credit specialist |
This loan is available for non-residents. |
Terms apply to the bank's head office and may differ at its branches.
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