Purchase under the National Mortgage Company program from Araratbank
Araratbank
Purchase under the National Mortgage Company program
Relevant for 16.09.2026
Effective rate
13.38% - 14.84%
Rate
12.5%
Amount
to 35 000 000֏
Down payment
from 30%
Term
5 - 15 years
Available for non-residents of Armenia
No
Acquisition residential real estate in Yerevan and regions in Armenia through the “National Mortgage Company” loan program | |
Purpose | new build, secondary market, house |
Collateral | Acquired property Additional real estate |
Down payment | from 30% |
Loan term | 5 - 15 years |
Loan currency | ֏ |
Loan amount | to 35 000 000֏ |
Payment type | Annuity |
Validity period of the decision | 15 business days |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: Identification documents Marriage , divorce, death certificate Identification documents of family members and co-borrowers Certificate of the actual place of residence Certificate from the tax inspectorate on the availability of an individual account Other documents at the request of the bank's credit specialist |
Documents required after loan approval: Buyer Property insurance contracts and co-borrowers' accident insurance contracts Property appraisal report Other documents upon request by the bank's credit specialist. Seller Certificate from the State Committee of Real Estate Cadastre on property encumbrances (Unified Certificate) Other documents upon request by the bank's credit specialist. |
Terms apply to the bank's head office and may differ at its branches.
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