Mortgage Affordable housing for young families. from Ardshinbank
Ardshinbank
Affordable housing for young families.
Relevant for 16.09.2026
Effective rate
4.4% - 8.9%
Rate
7.5%
Amount
to 27 750 000֏
Down payment
from 7%
Term
10 - 20 years
Available for non-residents of Armenia
No
Loans for the acquisition of residential real estate in the Republic of Armenia | |
Purpose | new build, secondary market |
Collateral | Acquired property |
Down payment | from 7% |
Loan term | 10 - 20 years |
Loan currency | ֏ |
Loan amount | to 27 750 000֏ |
Payment type | Annuity |
Validity period of the decision | 7 calendar days |
Additional terms | In the case of acquiring residential property owned by the bank, the mentioned interest rates are reduced by 1 percentage point |
This loan can be taken under the following programs: | State Target Program "Affordable Housing for Young Families" |
Documents required for application: Identification documents of the borrower, the borrower's spouse, the co-borrower and the co-borrower's spouse, Marriage certificate Birth certificates of children, Energy passport of an object under construction when purchasing real estate on the primary market, The legal package of a non-cooperating developer, Schedule of construction works, Data on the employment of the borrower and co-borrower, Statements from the individual account of the borrower and co-borrower for the last year, issued by the tax authority, Statements from the borrower's spouse's individual account for the last year. |
Terms apply to the bank's head office and may differ at its branches.
More details on the bank's website