A loan for the purchase of residential property acquired from the primary and secondary markets for non-residents of Armenia.
Purpose	new build, secondary market, house, parking space
Collateral	Acquired property
Down payment	from 30%
Loan term	10 - 20 years
Loan currency	֏
Loan amount	to 200 000 000֏
Payment type	Annuity
Validity period of the decision	7 calendar days
Additional terms	An individual (borrower or co-borrower) is not considered a resident of Armenia if : they are not a citizen of Armenia and do not hold a residence permit, they live abroad for 183 days or more per year, their main source of income is in another country.

This loan can be taken under the following programs:

Not a government program

Documents required for application:

Identification documents of the borrower, the borrower's spouse, the co-borrower and the co-borrower's spouse,
Marriage certificate
Birth certificates of children,
Energy passport of an object under construction when purchasing real estate on the primary market,
The legal package of a non-cooperating developer,
Schedule of construction works,
Data on the employment of the borrower and co-borrower,
Statements from the individual account of the borrower and co-borrower for the last year, issued by the tax authority,
Statements from the borrower's spouse's individual account for the last year.

This loan is available for non-residents.

Mortgage loans for non-resident individuals of the Republic of Armenia from Ardshinbank

Ardshinbank