Renovation of residential real estate aimed at improving energy efficiency.
Purpose	renovation, refinancing
Refinancing	Possible. You can use this loan to transfer your mortgage from another bank.
Down payment	from 0%
Loan term	5 - 10 years
Loan currency	֏
Loan amount	to 5 000 000֏
Payment type	Annuity
Validity period of the decision	7 calendar days
Additional terms	Grace period for principal loan repayment: 6-12 months.

This loan can be taken under the following programs:

Not a government program

Documents required for application:

Identification documents of the borrower, the borrower's spouse, the co-borrower and the co-borrower's spouse,
Marriage certificate
Birth certificates of children,
Energy passport of an object under construction when purchasing real estate on the primary market,
The legal package of a non-cooperating developer,
Schedule of construction works,
Data on the employment of the borrower and co-borrower,
Statements from the individual account of the borrower and co-borrower for the last year, issued by the tax authority,
Statements from the borrower's spouse's individual account for the last year.

Refinancing of "Warm Hearth" microloans for energy-efficient home renovation. from Ardshinbank

Ardshinbank