Renovation loan from Ardshinbank

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Ardshinbank

Renovation loan

Relevant for 16.09.2026

Effective rate  
12.9% - 16.06%
Rate
12.7% - 13.2%
Amount
to 100 000 000֏
Down payment
from 0%
Term
10 - 20 years
Available for non-residents of Armenia
No

The loan is intended for the repair, improvement, and reconstruction of residential property.

Purpose
renovation
Collateral
Acquired real estate,
if necessary, a second property as well.
Down payment
from 0%
Loan term
10 - 20 years
Loan currency
֏
Loan amount
to 100 000 000֏
Payment type
Annuity
Validity period of the decision
7 calendar days
Additional terms
The loan is provided in two stages: 1st stage – 80% of the amount specified in the repair/reconstruction estimate. 2nd stage – 20% of the amount upon submission of the repair/reconstruction estimate.

Terms apply to the bank's head office and may differ at its branches.

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