Affordable Housing for Young Families from Artsakhbank
Artsakhbank
Affordable Housing for Young Families
Relevant for 16.09.2026
Effective rate
2.85% - 8.66%
Rate
6.5% - 7.5%
Amount
to 27 750 000֏
Down payment
from 7%
Term
10 - 20 years
Available for non-residents of Armenia
No
Loans are provided for the purpose of purchasing apartments in multi-apartment buildings or private houses for primary residence in Yerevan and nearby regions . | |
Purpose | new build, secondary market, house |
Collateral | Acquired real estate, and if necessary, a second property as well. |
Down payment | from 7% |
Loan term | 10 - 20 years |
Loan currency | ֏ |
Loan amount | to 27 750 000֏ |
Payment type | Annuity and Differentiated |
Validity period of the decision | 5 business days |
This loan can be taken under the following programs: | State Target Program "Affordable Housing for Young Families" |
Documents required for application: Identification documents of the borrower, co-borrower and guarantors, and the social card number The borrower's marriage certificate, child birth certificates, divorce certificates, death certificates or a certificate from the registry office confirming the absence of marriage Documents confirming the income of the borrower, co-borrower and guarantors Certificate of registration of ownership of residential real estate to be acquired and grounds for acquisition Identification documents of the owners and co-owners of real estate, A report on the evaluation of the proposed collateral or the basis for determining its value, Certificate of guarantee with the guarantor |
Terms apply to the bank's head office and may differ at its branches.
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