Housing microloans and loans for energy-efficient renovation. from Artsakhbank
Artsakhbank
Housing microloans and loans for energy-efficient renovation.
Relevant for 16.09.2026
Effective rate
10.8% - 14%
Rate
10% - 12%
Amount
to 5 000 000֏
Down payment
from 0%
Term
5 - 12 years
Available for non-residents of Armenia
No
Loans are provided for the renovation of apartments and residential houses, improvement of living conditions, and renovation aimed at increasing the energy efficiency of an apartment or residential house. | |
Purpose | renovation |
Collateral | Renovated property |
Down payment | from 0% |
Loan term | 5 - 12 years |
Loan currency | ֏ |
Loan amount | to 5 000 000֏ |
Payment type | Annuity |
Validity period of the decision | 5 business days |
This loan can be taken under the following programs: | State Support Program for Energy-Efficient Renovation of Apartments and Private Houses |
Documents required for application: Identification documents of the borrower, co-borrower and guarantors, and the social card number The borrower's marriage certificate, child birth certificates, divorce certificates, death certificates or a certificate from the registry office confirming the absence of marriage Documents confirming the income of the borrower, co-borrower and guarantors Certificate of registration of ownership of residential real estate to be acquired and grounds for acquisition Identification documents of the owners and co-owners of real estate, A report on the evaluation of the proposed collateral or the basis for determining its value, Certificate of guarantee with the guarantor |
Terms apply to the bank's head office and may differ at its branches.
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