"National Mortgage Company" Loans from Artsakhbank
Artsakhbank
"National Mortgage Company" Loans
Relevant for 16.09.2026
Effective rate
13.79% - 20.66%
Rate
12.5% - 14.5%
Amount
to 25 000 000֏
Down payment
from 7%
Term
10 - 20 years
Available for non-residents of Armenia
No
The loans are provided for the purpose of purchasing, constructing, and renovating residential houses and individual apartments in multi-apartment residential buildings within the territory of the Republic of Armenia | |
Purpose | new build, secondary market, construction, house, renovation |
Collateral | Acquired real estate, and if necessary, a second property as well. |
Down payment | from 7% |
Loan term | 10 - 20 years |
Loan currency | ֏ |
Loan amount | to 25 000 000֏ |
Payment type | Annuity and Differentiated |
Validity period of the decision | 5 business days |
Additional terms | Down payment: 7.5% for unmarried beneficiaries under the age of 30, if the apartment is purchased directly from the developer |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: Identification documents of the borrower, co-borrower and guarantors, and the social card number The borrower's marriage certificate, child birth certificates, divorce certificates, death certificates or a certificate from the registry office confirming the absence of marriage Documents confirming the income of the borrower, co-borrower and guarantors Certificate of registration of ownership of residential real estate to be acquired and grounds for acquisition Identification documents of the owners and co-owners of real estate, A report on the evaluation of the proposed collateral or the basis for determining its value, Certificate of guarantee with the guarantor |
Terms apply to the bank's head office and may differ at its branches.
Apply for a mortgage