Mortgage loan for the acquisition of real estate.
Purpose	new build, secondary market, house, refinancing
Refinancing	Possible. You can use this loan to transfer your mortgage from another bank.
Collateral	Acquired real estate
Down payment	from 20%
Loan term	1 - 25 years
Loan currency	֏
Loan amount	to 250 000 000֏
Payment type	Annuity
Validity period of the decision	3 banking days
Additional terms	When transferring an existing mortgage loan from another bank to Byblos Bank Armenia, all expenses, including those related to insurance, are covered by the Bank.

This loan can be taken under the following programs:

Not a government program

Documents required for application:

A valid passport or identity card,
Income data,
Salary certificate provided by the employer,
Income declarations for the last 2 years,
The unified certificate of the State Cadastre of Real Estate of the Republic of Armenia, the validity period of which at the time of notarization of the contract should not exceed 15 working days,
A certificate of ownership issued by the State Cadastre of the Republic of Armenia confirming the ownership of the seller, containing a description of the property and a drawing,
Assessment report,
Additional documents may be required.

Acquisition from Byblos Bank Armenia

Byblos Bank Armenia