A mortgage loan provided under the state support program for energy-efficient renovation of apartments and individual residential houses in the Republic of Armenia.
Purpose	renovation
Collateral	Renovated property or renovated property and other real estate (residential/commercial).
Down payment	from 0%
Loan term	1 - 7 years
Loan currency	֏
Loan amount	to 10 000 000֏
Payment type	Annuity
Validity period of the decision	3 banking days

This loan can be taken under the following programs:

State Support Program for Energy-Efficient Renovation of Apartments and Private Houses

Documents required for application:

A valid passport or identity card,
Income data,
Salary certificate provided by the employer,
Income declarations for the last 2 years,
The unified certificate of the State Cadastre of Real Estate of the Republic of Armenia, the validity period of which at the time of notarization of the contract should not exceed 15 working days,
A certificate of ownership issued by the State Cadastre of the Republic of Armenia confirming the ownership of the seller, containing a description of the property and a drawing,
Assessment report,
Additional documents may be required.

Mortgage Energy-efficient renovation from Byblos Bank Armenia