Purchase under the National Mortgage Company program from Evocabank

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Evocabank

Purchase under the National Mortgage Company program

Relevant for 16.09.2026

Effective rate  
13.84% - 14.4%
Rate
12.5% - 13%
Amount
to 45 000 000֏
Down payment
from 10%
Term
10 - 20 years
Available for non-residents of Armenia
No

A mortgage loan is intended for the purchase of an apartment, house, or other residential property funded by the National Mortgage Company.

Purpose
new build, secondary market, house
Collateral
In the case of loans granted for the acquisition of existing residential real estate, the acquired residential real estate serves as collateral,
while in the case of loans granted for the acquisition of under-construction residential real estate, the collateral is the right to purchase the under-construction residential real estate and the pledge of funds on the developer's special account,
until the registration of ownership rights to the real estate, after which the real estate itself becomes the collateral
Down payment
from 10%
Loan term
10 - 20 years
Loan currency
֏
Loan amount
to 45 000 000֏
Payment type
Annuity and Differentiated
Validity period of the decision
2 banking days
Additional terms
In the case of acquiring real estate, the borrower deposits a down payment at the bank, which is frozen until the loan is granted,
For all acquisition mortgage loans, when the residential real estate is purchased from the developer, the building must have an energy passport, where the building's energy efficiency class is at least B

Terms apply to the bank's head office and may differ at its branches.

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