Mortgage loan provided from the bank's own funds for the purchase, construction, or renovation of an apartment, house, or residential building.
Purpose	new build, secondary market, construction, house, renovation
Collateral	Acquired property Additional real estate
Down payment	from 0%
Loan term	5 - 20 years
Loan currency	֏
Loan amount	to 80 000 000֏
Payment type	Annuity and Differentiated
Validity period of the decision	2 banking days
Additional terms	In the case of acquiring real estate, the borrower deposits a down payment at the bank, which is frozen until the loan is granted, The borrower may choose not to deposit a down payment, instead pledging additional real estate, In this case, the loan amount granted to the borrower should not exceed the appraised market value of the acquired real estate, while maintaining the 70% Loan-to-Value ratio of the appraised market values of all pledged properties. When acquiring real estate from the primary market, as proof of the down payment, the customer may present the developer's receipt for the advance payment and/or advance payment agreements/contracts

This loan can be taken under the following programs:

Not a government program

Documents required for application:

Passport
Social card
Marriage certificate
Children's birth certificate
Salary information from the place of work
in case of self–employment - a certificate of registration in the State Register
Taxpayer's number
An assessment report on the acquired property, a certificate of ownership of the property being sold or renovated,
Grounds for the purchase of real estate for sale,
documents required by the bank

Residential mortgage loan from Evocabank

Evocabank