Mortgage loan for the Diaspora from IDBank
IDBank
Mortgage loan for the Diaspora
Relevant for 16.09.2026
Effective rate
13.83% - 16.8%
Rate
13% - 14.5%
Amount
to 100 000 000֏
Down payment
from 20%
Term
10 - 20 years
Available for non-residents of Armenia
Yes
Loan for the purchase of residential real estate for foreign citizens | |
Purpose | new build, secondary market |
Collateral | Acquired property Additional real estate |
Down payment | from 20% |
Loan term | 10 - 20 years |
Loan currency | ֏ |
Loan amount | to 100 000 000֏ |
Payment type | Annuity and Differentiated |
Validity period of the decision | 30 business days |
Additional terms | The loan is available only for non-residents of Armenia. |
This loan can be taken under the following programs: | Not a government program |
Documents required for application: Documents verifying the identity of a foreign citizen, tax report for the last 2 years from the country of citizenship, employment certificate from the country of citizenship, bank account statement from the country of citizenship for the last 12 months, credit history from the country of citizenship. |
This loan is available for non-residents. |
Terms apply to the bank's head office and may differ at its branches.
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