Mortgage loan for real estate acquisition and construction
Purpose	new build, secondary market, construction, house, parking space
Collateral	The acquired real estate, and in the presence of a cooperation agreement between the Developer and the Bank, the right to purchase the acquired real estate
Down payment	from 30%
Loan term	1 - 20 years
Loan currency	$
Loan amount	to 500 000$
Payment type	Annuity and Differentiated
Validity period of the decision	30 calendar days

This loan can be taken under the following programs:

Not a government program

Documents required for application:

Passports and social card
In the case of property insurance, a questionnaire for choosing an insurance company,
In case of obtaining a loan in a foreign currency – confirmation of readiness to bear possible adverse consequences due to changes in the exchange rate
Income statement or other sources of loan repayment,
In the case of real estate collateral – Certificate of ownership,
The basis for the acquisition of ownership
Passports of the owners,
Certificate of residence and registered persons,
Unified certificate of real estate and rights and restrictions registered on it,
Other documents required by the bank.

This loan is available for non-residents.
Conditions for non-residents.	Individuals who are not considered residents of the Republic of Armenia will receive a loan in foreign currency.

Mortgage loan from Mellat Bank

Mellat Bank