4 offers in the catalog. Cashback up to 1%, interest on balance up to 1.5%. Current terms as of 07.10.2026.
Free of charge
15 000֏ / year
No
No
Passages to business lounges
Free of charge
10 000֏ / year
No
No
No
Free of charge
5 000֏ / year
No
No
No
Free of charge
50 000֏ / year
No
No
Passages to business lounges
Full legal name
"ArmSwissBank" CJSC
Founded
2004
CB of Armenia License
№84
Website
armswissbank.amOn the map (2)
Total Assets
AMD 473.2 billion
Loans and Advances
AMD 220.4 billion
Equity
AMD 90.36 billion
Net Profit
AMD 9.12 billion
Annual Report
OpenCB of Armenia License
№84
Registration date
25 Feb 2005
Bank code
25000
SWIFT code
ARSJAM22
Chairman
George Machanyan
A ArmSwissBank debit card is a payment instrument linked to the customer's current bank account. Unlike a credit card, you can use only your own funds available in the account. The card allows you to pay for purchases in stores and online, withdraw cash from ATMs, transfer money, and use the bank's online services.
ArmSwissBank offers 4 types of debit cards for different categories of customers, from basic to premium cards, including cards for young people, pensioners, and travelers.
The service fee depends on the type of card and its terms of use. Some ArmSwissBank cards offer free service if the bank's conditions are met, such as minimum card turnover, a minimum account balance, or salary payments credited to the account. The exact conditions for free service are specified in the product card for each offer on AFM.am.
Holders of certain ArmSwissBank debit cards can participate in the bank's loyalty program. Bonuses are credited for cashless purchases as a percentage of the transaction amount or as points that can be exchanged for discounts from the bank's partners. Some cards offer increased cashback in selected categories such as supermarkets, gas stations, restaurants, and travel.
The terms of the loyalty program, including available bonus categories, the maximum cashback amount, and rules for using points, are specified in the product card for each offer.
Cash withdrawals from ArmSwissBank ATMs are generally free for the bank's cardholders within the established limit. Withdrawals from ATMs of other banks and abroad may be subject to a fee. Daily and monthly cash withdrawal limits depend on the type of card.
Transfers between ArmSwissBank cards are processed instantly and without a fee. Transfers to cards issued by other banks in Armenia and abroad are carried out according to the bank's tariffs.
To apply for a ArmSwissBank debit card, you need:
You can apply online through the ArmSwissBank website or mobile application, or visit the nearest branch.
Step 1 - Compare all ArmSwissBank debit cards on AFM.am and choose a suitable product based on cashback, service fees, and limits
Step 2 - Go to the bank's website to submit an online application or visit the nearest branch
Step 3 - Complete the application form and present your passport
Step 4 - Collect the card at a branch or request courier delivery if this option is available
Step 5 - Activate the card through the mobile application or an ATM and start using it
Advantages:
Disadvantages:
What Debit Cards Does ArmSwissBank Offer?
ArmSwissBank offers 4 debit cards: classic, cashback, premium, youth, and pensioner cards. The cards support ArCa, Visa, and Mastercard payment systems. All offers and terms are available on AFM.am.
How Much Does It Cost to Maintain a ArmSwissBank Debit Card?
The service fee depends on the type of card. Some ArmSwissBank cards offer free service if the bank's conditions are met, such as minimum card turnover or a minimum account balance. Exact tariffs are specified in the product card for each offer on AFM.am.
Do ArmSwissBank Debit Cards Offer Cashback?
Yes, some ArmSwissBank debit cards participate in the bank's loyalty program. Cashback is credited as bonuses or as a percentage of the amount of cashless purchases. Some cards offer increased cashback in selected categories. The cashback terms are specified in the product card for each offer.
Can I Apply for a ArmSwissBank Debit Card Online?
Yes, applications for most ArmSwissBank cards can be submitted online through the bank's website or mobile application. A decision is made within a few minutes. You can collect the card at a bank branch or request delivery.
At What Age Can I Get a ArmSwissBank Card?
Standard ArmSwissBank debit cards are issued to customers aged 18 and above. Youth and children's cards are available from the age of 14 with the consent of a parent or legal representative.
What Are the Cash Withdrawal Limits for ArmSwissBank Cards?
Cash withdrawal limits depend on the type of card. Withdrawals from ArmSwissBank ATMs are free within the daily limit. Withdrawals from ATMs of other banks and abroad may be subject to a fee. Exact limits and tariffs are specified in the description of each card on AFM.am.
How Can I Block a ArmSwissBank Debit Card?
You can block the card instantly through the ArmSwissBank mobile application without having to call the bank. You can also request a block by calling the bank's hotline or visiting a branch.
How Can I Reissue a ArmSwissBank Card When It Expires?
The card is automatically reissued before its expiration date. The bank notifies the cardholder when the new physical card is ready. A reissue requested by the customer in case of loss or theft can be arranged at a branch or through the mobile application.
Do ArmSwissBank Cards Support Contactless Payments?
Yes, ArmSwissBank cards support contactless payments through ArCa, Visa PayWave, and Mastercard PayPass, as well as smartphone payments through compatible mobile payment services.
What Is the Difference Between a Debit Card and a Credit Card?
A debit card is linked to the customer's current account, and you spend only your own funds. A credit card provides borrowed funds from the bank with a grace period followed by interest charges. If you are interested in ArmSwissBank credit cards, their terms are available on AFM.am.
