Information about products and services from AMIO Bank
4.84%
731-1095 days
to 500 000$
9.44%
731-1095 days
to 250 000 000֏
10%
731-1095 days
to 250 000 000֏
1.85%
551-730 days
to 400 000€
2.15%
551-730 days
to 400 000€
13.24% - 16.88%
12.5% - 14%
from 1 000 000֏
from 0%
14.09% - 20.8%
13.4% - 14.5%
to 150 000 000֏
from 0%
14.4% - 16.7%
13.5% - 15%
to 150 000 000֏
from 0%
14.21% - 23.6%
13.4% - 14.5%
to 150 000 000֏
from 0%
The card is completely free
No
No
No
Free of charge
1 000֏ / year
No
No
No
Free of charge
1 000֏ / year
No
No
No
The card is completely free
No
No
No
Free of charge
8 000֏ / year
No
No
No
17.23% - 23.25%
to 15 000 000֏
up to 5 years
14.82% - 23.42%
to 15 000 000֏
up to 5 years
17.23% - 23.25%
to 15 000 000֏
up to 5 years
Full legal name
"AMIO BANK" CJSC
Founded
1991
CB of Armenia License
№40
Head office
48 Nalbandyan St., Yerevan 0010, ArmeniaWebsite
amiobank.am/enOn the map (142)
Total Assets
AMD 935.4 billion
Loans and Advances
AMD 546.8 billion
Equity
AMD 171.0 billion
Net Profit
AMD 15.43 billion
Annual Report
OpenCB of Armenia License
№40
Registration date
10 Dec 1991
Bank code
11500
SWIFT code
ARMNAM22
Chairman
Andranik Grigoryan
AMIO Bank is a bank in Armenia serving individuals and businesses. The bank provides loans, deposits, card and payment services, investment products, and develops digital banking through AMIO Mobile and online banking. AMIO Bank is the legal successor of ARMBUSINESSBANK and operates under Central Bank of Armenia license No. 40.
AMIO Bank is a universal bank in Armenia serving individuals and businesses. The bank provides loans, deposits, card and payment services, investment products, and develops digital banking through AMIO Mobile and online banking. AMIO Bank is the legal successor of ARMBUSINESSBANK and operates under Central Bank of Armenia license No. 40.
1991 — Foundation
The bank was founded in 1991. On December 10, 1991, the Central Bank of Armenia issued banking license No. 40 to the bank.
2006 — Renaming
In 2006, Arminvestbank was renamed ARMBUSINESSBANK CJSC.
2022 — Capitalization
In 2022, following a change in the shareholder structure, the bank's charter capital was increased by a total of AMD 128 billion.
2023 — Rebranding
On November 17, 2023, ARMBUSINESSBANK was renamed and rebranded as AMIO BANK CJSC. AMIO Bank is its legal successor.
Retail banking, lending to individuals, mortgages and auto loans, business and SME services, deposits, card and payment services, investment products and bonds.
Individuals, entrepreneurs, SMEs and corporate clients.
AMIO Mobile, online banking for individuals, Business online banking, online loans, digital cards, FacePass-AMIO.
AMIO Bank's largest shareholder is MFM Global Invest AG (Switzerland), holding 75% of the shares. 25% is owned by CJSC Refinancing Credit Organization "Home for Youth".
Andranik Grigoryan
Chairman of the Management Board
Andranik Grigoryan has headed the Management Board of AMIO Bank since April 2026. Before that, he was Executive Director and Chairman of the Management Board of Converse Bank, and earlier held senior positions at the Central Bank of Armenia, including in regulation and financial stability. He has more than 25 years of experience in banking and finance.
2025 — Most Innovative Payment Card Offerings
AMIO Bank received the award for introducing modern and innovative card solutions.
Sourceworst experience with offline banks ever (owned accounts in 5 countries worldwide). Try better alternatives like Ardshinbank, Conversebank, Ameriabank...
Asatur Khurshudyan AMIO Bank Source: Googletheir mobile banking always has a problem , and can't pay bus or metro with amio card , always rejected, for that reason changing to other more reliable bank .
some one AMIO Bank Source: GoogleI opened my business account with Ameriabank, and I’ve never had any issues at any of the other branches. However, my experience at this branch was very disappointing. They refused to exchange my $100 bill simply because I have an Iranian passport. Ironically, I even have a U.S. bank account, but that didn’t seem to matter. What was even more surprising was that the staff didn’t seem to know that it is possible to withdraw cash in U.S. dollars in Yerevan. It felt like they were unfamiliar with their own bank’s services. I hope the bank provides better training to the staff at this branch and ensures that all customers are treated fairly and consistently, regardless of their nationality.
Forooz A.E AMIO Bank Source: GoogleEven 1 start is too much for the service this bank offers! Customers are waiting long, in big queues. Out of 10 desks, 2 are working, and the rest are behind their screens, doing nothing. Customer care is still a big issue in Armenia, specially at this bank
Alina Popescu AMIO Bank Source: GoogleNot enough employees. The ones that are there are really rude, careless and slow. Manager doesn’t care that their bank is not efficient. Waited for more than an hour to get my money.
Masha AMIO Bank Source: GoogleProducts of Armenian banks
