AMIO Bank Exchange Rates Today - 06.10.2026

Exchange rates at AMIO Bank are set independently by the bank and may differ from the official exchange rate of the Central Bank of Armenia. The difference between the buying and selling rates is called the spread - this is how the bank earns income from foreign exchange transactions. The smaller the spread, the more favorable the conditions for the customer.

The final exchange rate is influenced by the situation on the international foreign exchange market, supply and demand for AMD, decisions of the Central Bank of Armenia, as well as the bank’s internal policy. Exchange rates are updated throughout the day - the latest update time is shown on this page.

The official exchange rate of the Central Bank of Armenia is a reference rate used for accounting and official calculations. Commercial banks are not required to use this rate for currency exchange transactions.

The commercial exchange rate at AMIO Bank always differs from the Central Bank rate: the bank buys foreign currency at a lower rate and sells it at a higher rate. AFM.am displays both rates side by side so that you can evaluate the actual cost of the exchange and find the most favorable offer among all banks in Armenia.

AMIO Bank offers exchange services for the main foreign currencies:

• US Dollar (USD) - the most commonly exchanged currency
• Euro (EUR) - the second most popular currency
• Russian Ruble (RUB)
• Other currencies - available upon request at a bank branch

The AMD/USD and AMD/EUR currency pairs have the highest liquidity. Rates for these currencies are updated most frequently.

A few recommendations for getting the most favorable exchange rate:

1. Compare rates at different branches - at some banks, exchange rates may vary slightly depending on the branch.
2. Follow exchange rate trends - use the chart on this page to choose a suitable time for the exchange.
3. Confirm the rate by phone before visiting a branch - exchange rates may change during the day.
4. Compare offers from other banks in Armenia - a comparison table is available on this page.
5. Subscribe to exchange rate change notifications via Telegram or email.

To exchange currency at a bank branch, you will need:

• A passport of a citizen of the Republic of Armenia or another identity document
• When exchanging large amounts, the bank may request confirmation of the source of funds in accordance with anti-money laundering requirements

Proof of income is not required for standard transactions.

Customers of AMIO Bank can exchange currency without visiting a branch - through the mobile application or internet banking. The online exchange rate may differ from the rate offered at the cash desk. To exchange currency online, you must have accounts with the bank in both currencies.

1. What Is the US Dollar (USD) Exchange Rate at AMIO Bank Today?

   The current USD buying and selling rates at AMIO Bank are shown in the table above. The data is updated throughout the day - the time of the latest update is shown below the table. To compare rates with other banks in Armenia, use the “Exchange Rates at Armenian Banks” section on this page.

2. How Does the AMIO Bank Exchange Rate Differ from the Central Bank of Armenia Rate?

   The Central Bank of Armenia rate is an official reference rate used for calculations and accounting. The commercial exchange rate of AMIO Bank is set independently by the bank: the buying rate is lower and the selling rate is higher than the Central Bank rate. The difference between the two rates, known as the spread, represents the cost of the exchange service. AFM.am displays both rates side by side for convenient comparison.

3. Can I Exchange Currency Online at AMIO Bank?

   Yes, customers of AMIO Bank can exchange currency through the mobile application or internet banking without visiting a branch. To do this, you must have accounts opened in both currencies. The online exchange rate may differ slightly from the rate offered at the cash desk.

4. Do I Need a Passport to Exchange Currency at AMIO Bank?

   Yes, to exchange currency at a bank’s cash desk, you must present a passport or another identity document. This requirement is established by the legislation of the Republic of Armenia.

5. At Which AMIO Bank Branches Can I Exchange Currency?

   Currency exchange is available at most bank branches. The addresses and working hours of all branches offering currency exchange services are listed on the branches page. Before visiting, we recommend confirming the current exchange rate by phone, as it may change during the day.

6. How Can I Track Changes in AMIO Bank Exchange Rates?

   An interactive exchange rate chart for the selected period is available on this page. You can also subscribe to exchange rate change notifications via Telegram or email - the subscription buttons are located at the top of the page.

7. Which Bank in Armenia Offers the Best Currency Exchange Rate?

   Exchange rates vary between banks in Armenia and change throughout the day. AFM.am provides a comparison table with exchange rates from banks across Armenia, allowing you to choose the most favorable offer in real time.

8. Why Are the Currency Buying and Selling Rates Different?

   The difference between the buying rate (the bank buys foreign currency from the customer) and the selling rate (the bank sells foreign currency to the customer) is called the spread. The bank earns income from currency exchange transactions through this spread. The smaller the spread, the more favorable the conditions are for the customer.