Fast Shift digital wallet

Manage utility bills, transfers, and QR payments in a single app – Fast Shift featuring Fast Bank integration and 0% commission at terminals.

FastShift

Services and fees — FastShift

Power bank rentalYoYo Children's Wallet
Cash top-up via a terminal
200 AMD

Bank card top-up
commission-free

identification is required

Top-up at a branch
No

FastShiftFastShift
3.7
4.4
Download app

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Parameter Data
Platform Fast Shift LLC
App launch year 2022
CBA license № 24, 20.11.2020
Number of services 400+
Terminals 1 300+
Bank integration Fast Bank
Application iOS, Android

Fast Shift is a digital wallet developed by Fast Shift LLC, integrated with the infrastructure of Fast Bank. The application allows users to make online payments, pay for more than 400 different services, and use a network of over 1 300 terminals across Armenia.

Through the wallet, users can also make online utility payments, including electricity bills, waste collection payments, and other services.

  • Fast Bank clients

    Fast Shift terminals are installed in many Fast Bank branches, making it easier to top up the wallet and perform various online payments.

  • Families with children

    The YoYo application helps children learn the basics of financial literacy. Parents can monitor their child's spending and transfer money to a child's wallet.

  • QR payments

    The wallet supports QR code payments through the Idram infrastructure, which is available in thousands of retail locations.

Pros Cons
0% Fast Shift commission on most terminal transactions Terminal network is smaller than market leaders (Telcell, EasyPay)
Integration with the Fast Bank ecosystem Service catalog is smaller than those of major wallets
YoYo financial app for children No NFC payments
QR payments supported via the Idram infrastructure (26,000+ locations) The app does not offer full online payment for goods
Support for the Wallet X / AMDC blockchain wallet No expense analytics or advanced payment statistics
PCI DSS certification (international payment security standard)

  1. What is YoYo?

    YoYo is an application developed by Fast Shift designed to teach children financial literacy. Parents can monitor their child's spending and transfer funds to the child's wallet.

  2. How can I top up the wallet?

    The wallet can be funded using a bank card or cash through Fast Shift terminals.

  3. Is there a commission at the terminals?

    Fast Shift states that its terminal transactions have a 0% commission, although partner banks may charge their own fees for certain operations.

  4. Can utility bills be paid through Fast Shift?

    Yes. The wallet allows users to make online utility payments, including:

    Users can also check their utility balances in the app to view outstanding amounts and pay them immediately.

    • electricity bills
    • gas payments
    • water payments
    • internet bills
    • waste collection payments

  5. How can I pay for waste collection?

    In the Utilities section, select the relevant service and complete the online waste collection payment.

  6. Can I check my card balance in the app?

    Yes. The app allows users to view details of linked cards and check their available balance.

  7. Does Fast Shift support QR payments?

    Yes. QR code payments are processed through the Idram infrastructure, which operates in more than 26,000 retail locations across Armenia.

    Additionally, the application may provide access to other financial operations, such as:

    • transfers to Viva-MTS numbers
    • loan repayments
    • access to partner services offering online or instant loans

Digital wallets sector experts

Svetlana Khachatryan

Svetlana Khachatryan

Head of the product cluster at AFM

Responsible for updating and expert evaluation of products on the website – analyzes bank offers and defines comparison standards.