Information about products and services from Byblos Bank Armenia
Last update: 06 Oct, 20:48
Byblos Bank Armenia
2.5%
730 days
to 500 000€
4.75%
730 days
to 1 000 000$
9.25%
730 days
to 300 000 000֏
2.75%
730 days
to 500 000€
5%
730 days
to 1 000 000$
11.73% - 15.85%
11% - 12.5%
to 250 000 000֏
from 20%
10.34% - 15.73%
9.75%
to 500 000$
from 30%
9.24% - 14.55%
8.75%
to 500 000€
from 30%
11.73% - 17.28%
11% - 12.5%
to 250 000 000֏
from 0%
11.73% - 20.09%
11% - 12.5%
to 250 000 000֏
from 0%
Free of charge
24 000֏ / year
Determined individually
to 1 500 000֏
45 days
Free of charge
18 000֏ / year
Determined individually
to 1 500 000֏
45 days
Free of charge
9 000֏ / year
Determined individually
to 1 500 000֏
45 days
Free of charge
18 000֏ / year
No
No
Passages to business lounges
Free of charge
4 000֏ / year
2%
No
No
Free of charge
1 000֏ / year
No
No
No
Free of charge
12 000֏ / year
No
No
No
Free of charge
4 000֏ / year
No
No
No
15.41% - 15.63%
to 10 000 000֏
up to 4 years
15.41% - 15.91%
to 10 000 000֏
up to 4 years
5.11% - 8.35%
to 3 200 000֏
up to 6 years
15.41% - 15.63%
to 10 000 000֏
up to 4 years
Full legal name
"Byblos Bank Armenia" CJSC
Founded
2007
CB of Armenia License
№72
Website
byblosbankarmenia.am/enOn the map (9)
Total Assets
AMD 135.3 billion
Loans and Advances
AMD 72.78 billion
Equity
AMD 35.91 billion
Net Profit
AMD 1.404 billion
Annual Report
OpenCB of Armenia License
№72
Registration date
26 Apr 1996
Bank code
21400
SWIFT code
BYBAAM22
Chairman
Ani Sargsyan (Acting Director)
Byblos Bank Armenia is a universal bank serving private clients, entrepreneurs, SMEs and corporate clients in Armenia. The bank provides lending, deposit, card and payment services, trade finance, securities and foreign exchange operations, as well as digital banking solutions.
Byblos Bank Armenia has operated in Armenia since 2007 and is a subsidiary of Lebanon's Byblos Bank S.A.L. The bank has 4 branches in Yerevan and develops retail and corporate banking, SME financing and remote banking through Byblos Mobile and online banking. Byblos Bank S.A.L. owns 100% of the bank.
2007 — Foundation
In December 2007, Byblos Bank Armenia CJSC was established after Byblos Bank S.A.L. acquired 100% of International Trade Bank in Armenia.
2008 — Change in shareholder structure
In 2008, the EBRD and OPEC Fund for International Development invested in the charter capital of Byblos Bank Armenia, receiving stakes of 25% and 10%, respectively.
2016 — Consolidation of 100% of shares
On July 26, 2016, Byblos Bank S.A.L. consolidated 100% ownership of Byblos Bank Armenia after buying out the stakes of the EBRD and OFID.
2021 — Fourth branch
In 2021, the bank opened its fourth branch at 84/1 Baghramyan Ave., Yerevan.
2026 — New management
Since August 1, 2026, Ani Sargsyan has served as Acting Chief Executive Officer of Byblos Bank Armenia.
Retail banking, corporate banking, SME financing, mortgage lending, consumer lending, auto lending, deposits, cards, trade finance, securities and foreign exchange operations.
Private clients, entrepreneurs, SMEs and corporate clients.
Byblos Mobile
Byblos Bank Armenia is 100% owned by Byblos Bank S.A.L., Lebanon. According to the bank's financial statements, the ultimate controlling person is François Bassil.
Ani Sargsyan
Deputy Chief Executive Officer
Ani Sargsyan has served as Acting Chief Executive Officer of Byblos Bank Armenia since August 1, 2026. Before that, since November 2017, she headed the bank's Finance and Administration division and performed the duties of Chief Accountant. She holds FCCA and CIA qualifications and graduated from the Yerevan State Institute of Economics.
2025 — Excellence in Premium Value Proposition - Mastercard
Byblos Bank Armenia received the Mastercard Excellence in Premium Value Proposition award for developing premium card products and services.
SourceUsed to be good but not anymore. Quiet outdated mobile banking application & web app, low deposit interest rates & outdated custom service(doesn't have chat support, you need to write a message and get a call)
Nareg Barsoumian Byblos Bank Armenia Source: GoogleWorst bank ever. I called them 10 times today for a money transfer, all their answers were " we will call you back "
Jack D Byblos Bank Armenia Source: GoogleIn fairness I parted ways with this bank already in the spring of 2019 but I feel obliged to leave a review because this was the worst experience I had in a bank anywhere in the world (I used banks in more than twenty countries on 3 continents in the past twenty years). The staff at the Amiryan Branch in Yerevan are completely unprofessional. They asked me questions that were entirely out of their juristriction or what any banker would ever ask (totally unrelated to professional banking. I had to pinch myself because I felt I was dreaming. Is this even possible in the 21st century?! Who knows what they studied at University. Surreal!
Robby Voseta Byblos Bank Armenia Source: GoogleMy sister and nephew went to this branch for some inquiries and they were treated very badly by the stupid bank manager. Avoid doing business with this bank.
Alex Iskandarian Byblos Bank Armenia Source: GoogleByblos Bank Amiryan branch is very professional and customer oriented. Special thanks to Felix and Ruben for their ability to listen and providing solutions for all cases.
Boris Atayan Byblos Bank Armenia Source: Google
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